If you’ve ever wanted to enjoy a banana bread recipe that’s both rich and tender, you’re in for a treat with this Cream Cheese Banana Bread. The creamy addition of softened cream cheese makes every bite incredibly moist, with a subtle tang that perfectly complements the sweetness of ripe bananas. This bread is the perfect choice whether you’re craving a comforting breakfast, an afternoon snack, or a simple dessert. With toasted walnuts folded in, it adds a delightful crunch, giving you a wonderful balance of textures.
Why You’ll Love This Cream Cheese Banana Bread Recipe
This recipe stands out because it transforms ordinary banana bread into a luxurious treat. The cream cheese enriches the batter, resulting in a soft crumb that stays moist longer than typical banana breads. It’s incredibly easy to prepare, requiring just basic ingredients you probably already have. You can whip this up in under an hour and enjoy the warm, sweet aroma filling your kitchen as it bakes. Plus, the walnuts add a nutty layer that contrasts beautifully with the soft bread, making every slice satisfying.
Ingredients for Cream Cheese Banana Bread
Here’s what you’ll need to make this delicious loaf:
- 3/4 cup butter, softened
- 1 (8 ounce) package cream cheese, softened
- 2 cups granulated sugar
- 2 eggs
- 1 1/2 cups mashed bananas (about 3 ripe bananas)
- 1 teaspoon vanilla extract
- 3 cups all-purpose flour
- 1/2 teaspoon baking soda
- 1/2 teaspoon baking powder
- 1/2 teaspoon salt
- 1 cup toasted walnuts, coarsely chopped
How to Make Cream Cheese Banana Bread
Start by preheating your oven to 350°F (175°C). Prepare two loaf pans by greasing them well or lining them with parchment paper for easy removal later.
In a large mixing bowl, cream together the softened butter, cream cheese, and sugar until the mixture becomes light and fluffy. This step is essential for a smooth, rich batter. Next, beat in the eggs one at a time, making sure each is fully incorporated before adding the next. Stir in the mashed bananas and vanilla extract until everything is well combined.
In a separate bowl, whisk together the flour, baking soda, baking powder, and salt. Gradually add this dry mix to the wet ingredients, mixing gently to avoid overworking the batter. When the flour is just combined, fold in the toasted walnuts to add a nutty crunch.
Divide the batter evenly between the prepared loaf pans. Bake in the preheated oven for about 45 to 50 minutes. To prevent the top from browning too much, tent the bread loosely with foil halfway through the baking time. You’ll know the bread is ready when it turns a golden brown and a toothpick inserted in the center comes out clean.
Once baked, allow the loaves to cool in the pans for about 10 minutes before transferring them to a wire rack to cool completely. This cooling step helps the bread set and makes slicing easier.
How to Serve Cream Cheese Banana Bread
Serving this banana bread is simple and flexible. It tastes amazing on its own, warm or at room temperature. You can slice it thick for breakfast alongside a cup of coffee or tea. For an extra special touch, spread a little butter or your favorite nut butter on each slice.
If you want to turn it into a dessert, try serving slices with a dollop of whipped cream or a scoop of vanilla ice cream. The creamy softness of the bread pairs wonderfully with cold, creamy toppings.
For a quick snack, wrap a slice in foil and take it with you on the go. It’s also a crowd-pleaser for brunches, potlucks, or afternoon gatherings.
Expert Tips for Making the Best Cream Cheese Banana Bread
To get the most from this recipe, start with ripe bananas that have plenty of brown spots. The riper the bananas, the sweeter and more flavorful your bread will be. When creaming the butter and cream cheese, make sure both are softened to room temperature for a smooth batter.
Don’t overmix the batter once you add the dry ingredients. Overworking the flour can make the bread tough instead of tender. Gently fold in the walnuts so they remain evenly distributed.
Using two loaf pans helps the bread bake evenly and speeds up the process. If you only have one pan, expect the baking time to increase slightly.
If you prefer a nut-free version, simply omit the walnuts or replace them with dried fruit like raisins or cranberries for a different texture and taste.
Always check your bread towards the end of the baking time with a toothpick to avoid overbaking, which can dry out the loaf.
How to Store Cream Cheese Banana Bread
After baking, allow the bread to cool completely before storing. Wrap it tightly in plastic wrap or store in an airtight container to keep moisture locked in.
You can keep the bread fresh at room temperature for up to three days. For longer storage, place it in the refrigerator where it will stay good for about a week.
If you want to store it for even longer, wrap the loaf or individual slices well and freeze them. Frozen banana bread lasts up to three months. When you’re ready to eat, thaw at room temperature or warm gently in the oven.
Variations of Cream Cheese Banana Bread
You can customize this banana bread to suit your taste or dietary needs. For example, swap out the walnuts for pecans or almonds if you prefer a different crunch. To add extra flavor, sprinkle in some cinnamon or nutmeg with the dry ingredients.
If you want a sweeter twist, fold in chocolate chips or white chocolate chunks. For a healthier option, replace some of the sugar with honey or maple syrup and use whole wheat flour instead of all-purpose.
Adding shredded coconut or dried fruit like raisins or chopped dates can give your bread new textures and tastes. You can also try swapping cream cheese for mascarpone for a richer flavor.
For a dairy-free version, use a vegan butter substitute and cream cheese alternative, but note that the texture might vary slightly.
Frequently Asked Questions about Cream Cheese Banana Bread
What makes cream cheese banana bread different from regular banana bread?
The addition of cream cheese adds moisture and a slight tanginess, making the bread richer and softer than traditional recipes.
Can I use frozen bananas for this recipe?
Yes, thaw frozen bananas completely and mash them well before using. They work just as well as fresh ripe bananas.
How long does cream cheese banana bread last?
Stored properly at room temperature, it stays fresh for about three days. Refrigerated, it lasts up to a week, and frozen it can keep for up to three months.
Can I make this bread nut-free?
Absolutely. Simply leave out the walnuts or replace them with dried fruit or seeds if you prefer.
Is this recipe suitable for baking in one loaf pan?
Yes, but the baking time will be longer. Check doneness with a toothpick after 50 minutes and bake until fully cooked.

Cream Cheese Banana Bread
Ingredients
- 3/4 cup butter (softened)
- 1 package cream cheese (8 ounces, softened)
- 2 cups granulated sugar
- 2 large eggs
- 1 1/2 cups mashed bananas (about 3 ripe bananas)
- 1 teaspoon vanilla extract
- 3 cups all-purpose flour
- 1/2 teaspoon baking soda
- 1/2 teaspoon baking powder
- 1/2 teaspoon salt
- 1 cup toasted walnuts (coarsely chopped)
Instructions
- Preheat your oven to 350°F (175°C) and prepare two loaf pans by greasing or lining them with parchment paper.
- In a large mixing bowl, cream together the softened butter, cream cheese, and sugar until light and fluffy.
- Beat in the eggs one at a time, then stir in the mashed bananas and vanilla extract.
- In a separate bowl, whisk together the flour, baking soda, baking powder, and salt. Gradually add this to the wet ingredients, mixing gently.
- Fold in the toasted walnuts until evenly distributed.
- Divide the batter evenly between the prepared loaf pans. Bake for about 45 to 50 minutes, or until golden brown and a toothpick inserted into the center comes out clean.
- Allow the loaves to cool in the pans for about 10 minutes before transferring to a wire rack to cool completely.
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