When the air gets chilly and leaves fall, nothing feels more like fall than the smell of fresh pumpkin bread with cream cheese. Picture taking a warm loaf out of the oven, with sweet spices in the air and creamy cream cheese that makes every bite special. This recipe isn’t just a treat—it’s a cozy moment you can enjoy at home.
Why You’ll Love Pumpkin Bread with Cream Cheese
You might wonder what makes pumpkin bread with cream cheese stand apart from your regular loaf. The answer lies in the harmony of textures and flavors: the tender, moist bread enriched with pumpkin puree and spiced just right, paired with a swirl or topping of smooth cream cheese. This contrast delights your palate and keeps you coming back for more.
The pumpkin itself brings not only flavor but also a nutritious boost. Rich in vitamins A and C, fiber, and antioxidants, pumpkin supports your immune system while satisfying your sweet cravings. This loaf is versatile too—it works beautifully for breakfast, a mid-afternoon snack, or even a sweet treat after dinner.

Ingredients
Pumpkin Puree
Pumpkin puree is the star of this pumpkin bread with cream cheese. It adds moisture, flavor, and nutrition. Use pure pumpkin puree, not pumpkin pie filling, for the best results.
Brown Sugar
Brown sugar adds a rich, caramel-like sweetness that deepens the flavor of pumpkin bread with cream cheese.
Eggs
Eggs bind the ingredients and add richness to the pumpkin bread with cream cheese, contributing to its moist texture.
Vegetable Oil
Vegetable oil keeps the pumpkin bread with cream cheese moist and tender without adding extra flavor that could compete with the spices.
Vanilla Extract
Vanilla extract enhances the flavor of pumpkin bread with cream cheese, rounding out the spices and sweetness.
How to Make Your Pumpkin Bread with Cream Cheese
Following clear, simple steps will ensure you bake a loaf you’ll be proud to share.
Prepare Your Oven and Pan: Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan or line it with parchment paper for easy removal.
Mix the Dry Ingredients: In a medium bowl, whisk together the flour, baking soda, baking powder, cinnamon, nutmeg, cloves, and salt. This blend of spices delivers the warmth that defines pumpkin bread.
Combine Wet Ingredients: In a large bowl, beat the pumpkin puree, granulated sugar, brown sugar, eggs, oil, and vanilla extract until smooth and creamy.
Blend the Batter: Slowly add the dry ingredients to the wet, mixing gently just until combined. Avoid overmixing to keep your bread tender.
Prepare the Cream Cheese Mixture: Beat together the softened cream cheese and butter until smooth. Add powdered sugar and vanilla extract, mixing until light and fluffy.
Layer and Swirl: Pour half of the pumpkin batter into your pan. Spoon dollops of the cream cheese mixture on top. Pour the remaining batter over the cream cheese and use a knife to create gentle swirls for a marbled effect.
Bake to Perfection: Place your loaf pan in the oven and bake for about 55-65 minutes. Use a toothpick inserted in the center to check doneness—it should come out clean or with just a few moist crumbs.
Cool and Enjoy: Let your bread cool in the pan for 10 minutes before transferring it to a wire rack to cool completely. You can serve it warm or at room temperature.
Expert Tips for Baking Success
To ensure your pumpkin bread with cream cheese turns out every time, keep these pointers in mind:
- Use pure pumpkin puree, not pumpkin pie filling, for a clean flavor and proper texture.
- Keep your eggs and other ingredients at room temperature to blend better and create a smoother batter.
- Resist the urge to overmix the batter; this can make the bread tough instead of tender.
- The cream cheese swirl works best when the mixture is soft but not runny—too much liquid can cause it to sink.
- If you don’t have a 9×5 loaf pan, mini loaf pans or muffin tins can work, but adjust baking time accordingly.
- Store leftovers wrapped tightly to retain moisture—your bread will stay fresh longer.
Variations to Make It Your Own
Your pumpkin bread can be a base for creative twists:
- Add Crunch: Fold in chopped walnuts or pecans for a nutty texture.
- Chocolate Lovers’ Twist: Mix in chocolate chips for extra indulgence.
- Spice It Up: Increase cinnamon or add a pinch of ginger or allspice for a warmer spice profile.
- Diet-Friendly: Swap all-purpose flour for almond or oat flour for gluten-free options; use flax eggs and coconut oil for a vegan version.
- Mini Treats: Bake the batter in muffin tins to create portable pumpkin bread cupcakes with cream cheese centers or frosting.
Serving Suggestions for Every Occasion
You’ll find pumpkin bread with cream cheese perfect for multiple settings:
- Enjoy a warm slice alongside your morning coffee or tea to start the day with seasonal cheer.
- Wrap slices in parchment paper for a thoughtful homemade gift during holidays or as a hostess present.
- Pair the bread with fresh fruit or a dollop of whipped cream to create a simple yet elegant dessert.
- Use it as a base for French toast to impress guests at brunch.
More Bread recipes you will love!
Frequently Asked Questions About Pumpkin Bread with Cream Cheese
Can I prepare pumpkin bread with cream cheese ahead of time?
Absolutely. Bake your loaf and store it at room temperature wrapped in plastic wrap for up to 3 days. Refrigeration extends freshness for up to a week.
Which cream cheese is best for the recipe?
Full-fat cream cheese provides the best creamy texture and tangy flavor, enhancing your bread perfectly.
How should I store leftover pumpkin bread?
Keep it tightly wrapped or in an airtight container in the fridge. This helps maintain moisture and flavor.
Is it possible to freeze pumpkin bread with cream cheese?
Yes. Wrap your loaf or slices tightly in plastic wrap and foil, then freeze for up to three months. Thaw at room temperature before serving.
What’s the best way to create a cream cheese swirl?
Drop spoonfuls of the cream cheese mixture onto the batter, then gently swirl with a knife or skewer. Don’t over-swirl to preserve the marbled look.

pumpkin bread with cream cheese
Equipment
- 9×5-inch loaf pan
- Mixing Bowls
- Mixer or whisk
Ingredients
Pumpkin Bread
- 1 3/4 cups all-purpose flour
- 1 teaspoon baking soda
- 1/2 teaspoon baking powder
- 1 teaspoon ground cinnamon
- 1/2 teaspoon ground nutmeg
- 1/4 teaspoon ground cloves
- 1/2 teaspoon salt
- 1 cup pumpkin puree (canned or fresh)
- 1 cup granulated sugar
- 1/2 cup brown sugar
- 2 large eggs
- 1/2 cup vegetable oil
- 1 teaspoon vanilla extract
Cream Cheese Swirl or Frosting
- 8 oz cream cheese softened
- 1/4 cup unsalted butter softened
- 1 cup powdered sugar
- 1 teaspoon vanilla extract
Instructions
- Preheat your oven to 350°F (175°C). Grease a 9×5-inch loaf pan or line it with parchment paper.
- In a medium bowl, whisk together the flour, baking soda, baking powder, cinnamon, nutmeg, cloves, and salt.
- In a large bowl, beat the pumpkin puree, granulated sugar, brown sugar, eggs, vegetable oil, and vanilla extract until smooth.
- Slowly add the dry ingredients to the wet ingredients, mixing gently just until combined. Avoid overmixing.
- In a separate bowl, beat the softened cream cheese and butter until smooth. Add powdered sugar and vanilla extract; mix until light and fluffy.
- Pour half the pumpkin batter into the loaf pan. Spoon dollops of the cream cheese mixture on top. Pour the remaining batter over, then gently swirl with a knife for a marbled effect.
- Bake for 55-65 minutes. Check doneness by inserting a toothpick; it should come out clean or with a few moist crumbs.
- Cool the bread in the pan for 10 minutes, then transfer to a wire rack to cool completely. Serve warm or at room temperature.
Send me this recipe!
Just enter your email below and get it sent straight to your inbox!