In a large non-stick skillet over medium-high heat, cook the ground beef, breaking it apart as it browns, for about 5 minutes. Remove excess fat, leaving about 2-3 tablespoons.
Add the chopped onion, cumin, smoked paprika, and chili powder. Stir and cook for another 3-4 minutes until the onion softens.
Pour in the Rotel tomatoes (with juice) and black beans (with juice). Stir and reduce heat to medium-low, simmering for 8-10 minutes until thickened.
Taste and adjust seasoning with salt and pepper as needed.
Lay out tortillas on a clean surface. Sprinkle cheese in the center of each tortilla, add about 2/3 cup of the beef mixture, and top with more cheese.
Fold the short sides inward, then roll tightly from the bottom to seal. Repeat for all tortillas.
In a skillet, heat a bit of oil and place burritos seam-side down. Cook on medium heat, turning until golden brown on all sides (about 3-5 minutes).
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Notes
Store leftovers in an airtight container in the fridge for up to 3-4 days. Reheat in the microwave or skillet.